Terms of Service

Please read these Terms of Service (“Terms”) carefully. By accessing redflag.fivetoclose.cloud or purchasing any product offered by FiveToClose (including Red Flag Checklist, Red Flag Protocol, and Red Flag: What’s Real in 2026), you agree to be bound by these Terms. If you do not agree, do not use the site or purchase products.

1. Who We Are

Products and pages under redflag.fivetoclose.cloud are operated by FiveToClose (“Company,” “we,” “us”). Customer support is available at support@fivetoclose.cloud.

2. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction) and capable of forming a binding contract to use the Services or make a purchase. You represent that information you provide is accurate and complete.

3. Products and Nature of Content

We sell digital information products (PDFs and related materials) for educational purposes. Content addresses topics such as evaluating third-party courses, coaches, and agencies, and general information about online business models. Nothing on this site is legal, financial, tax, investment, or professional advice. Chargeback, refund, and dispute information is general education only and does not guarantee any outcome with a bank, card network, or seller.

4. Pricing and Payment

Prices are displayed in United States dollars unless stated otherwise. Payments are processed by Stripe. By completing checkout you authorize the charge for the selected product(s), including any order bump or upsell you affirmatively select. Taxes may apply based on your location and applicable law.

5. Delivery

Digital products are delivered electronically, typically via download links on a post-purchase thank-you page and/or email where configured. You are responsible for providing a valid email address and for retaining copies of downloads. If you cannot access a purchase, contact support@fivetoclose.cloud promptly with your order details.

6. License and Intellectual Property

Upon purchase, we grant you a personal, non-exclusive, non-transferable, non-sublicensable license to use the digital product for your own personal or internal business education. You may not resell, republish, publicly share, reverse engineer for redistribution, or claim authorship of our materials. All trademarks, trade names, and content remain the property of FiveToClose or their respective owners.

7. Refund Policy

Unless a different guarantee is stated on the specific sales page at the time of purchase, digital product sales are generally final once delivery access has been provided, except where required by law. Where a time-limited guarantee is offered on the sales page (for example, a 48-hour satisfaction window), you must email support@fivetoclose.cloud within that period with your order information and a brief reason. Approved refunds are returned to the original payment method. Abuse of the refund policy (including chargebacks after a granted refund) may result in denial of future service.

8. Chargebacks

If you have a problem with an order, contact support@fivetoclose.cloud first so we can help. Filing a chargeback without contacting us may delay resolution. We reserve the right to contest improper chargebacks and to provide evidence of delivery and terms acceptance to the payment processor.

9. Acceptable Use

You agree not to misuse the site, attempt unauthorized access, scrape content in bulk for competitive use, upload malware, or use the Services for unlawful purposes. We may suspend access for violations.

10. Third-Party Services

Checkout, email, forms, hosting, and analytics may be provided by third parties (including Stripe and form/email platforms). Their terms and privacy policies apply to their services. We are not responsible for third-party outages beyond reasonable commercial efforts to restore access to our materials.

11. No Earnings or Outcome Guarantees

We do not guarantee income, savings, refunds, chargeback wins, business results, or that any third-party offer is or is not a “scam.” Any examples or market commentary are illustrative. Your results depend on your decisions, third parties, and many factors outside our control.

12. Disclaimer of Warranties

THE SERVICES AND PRODUCTS ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FIVETOCLOSE AND ITS OWNERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICES OR PRODUCTS. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF THESE TERMS OR A PRODUCT PURCHASE SHALL NOT EXCEED THE AMOUNT YOU PAID US FOR THE PRODUCT GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

14. Indemnification

You agree to indemnify and hold harmless FiveToClose from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the Services, violation of these Terms, or infringement of any third-party right.

15. Governing Law and Disputes

These Terms are governed by the laws of the United States and the State of Texas, without regard to conflict-of-law principles, except where mandatory consumer-protection laws in your jurisdiction apply and cannot be waived. You agree to attempt good-faith resolution by contacting support@fivetoclose.cloud before formal proceedings. Subject to applicable law, exclusive venue for disputes shall be the state or federal courts located in Texas, USA.

16. Changes

We may modify these Terms by posting an updated version with a new effective date. Material changes apply prospectively. Continued use after the effective date constitutes acceptance where permitted by law.

17. Severability and Entire Agreement

If any provision is found unenforceable, the remaining provisions remain in effect. These Terms, together with the Privacy Policy and Disclaimer, constitute the entire agreement between you and FiveToClose regarding the Services, superseding prior agreements on the same subject.

18. Contact

support@fivetoclose.cloud
FiveToClose · https://redflag.fivetoclose.cloud